Health Care
Benefit | Change Allowed |
Medical and Dental Plans |
- Start coverage for yourself if you lose coverage provided by your spouse's employer
- Add coverage for your spouse and/or child(ren)
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Flexible Spending Accounts
Benefit | Changes Allowed |
Health Care Flexible Spending Account |
- Start or increase contributions
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Dependent Day Care Flexible Spending Account |
- Start or increase contributions
Note: Certain restrictions apply to availability of funds |
Life, Accidental Death and Dismemberment, and Disability Insurance
Benefit | Changes Allowed |
Basic Life |
Change beneficiary at any time |
Basic AD&D |
Change beneficiary at any time |
Basic Long-Term Disability |
None |
Employee Optional Life (after-tax benefit) |
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Spouse Optional Life (after-tax benefit) |
Note: The amount of coverage for spouse cannot exceed 50% of employee's combined basic life and optional life coverage amount |
Child(ren) Optional Life (after-tax benefit) |
- Start or increase coverage
- Stop or decrease coverage at any time
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Optional AD&D |
- Start or increase coverage
- Stop or decrease coverage
- Change coverage category
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Optional Long-Term Disability (after-tax benefit) |
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