Benefits You Can Change

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Benefits You Can Change

Health Care: Medical and Dental Plans

Benefit	Change Allowed
Medical and Dental Plans	Add your new dependent child to your coverage Add spouse and dependents to your medical coverage Start coverage for yourself Drop coverage for yourself or any eligible children if you or they become covered under your spouse's plan

Flexible Spending Accounts

Benefit

Changes Allowed

Health Care Flexible Spending Account

Start or increase contributions
Stop or decrease contributions

Dependent Day Care Flexible Spending Account

Start or increase contributions
Stop or decrease contributions

Note: Certain restrictions apply to availability of funds

Life, Accidental Death and Dismemberment, and Disability Insurance

Benefit	Changes Allowed
Basic Life	Change beneficiary at any time
Basic AD&D	Change beneficiary at any time
Basic Long-Term Disability	None
Employee Optional Life (after-tax benefit)	Start or increase your coverage. Stop or decrease coverage at any time Change beneficiary at any time
Spouse Optional Life (after-tax benefit)	Start or increase your coverage. Stop or decrease coverage at any time Note: The amount of coverage for your spouse cannot exceed 50% of your combined basic life and optional life coverage amount
Child(ren) Optional Life (after-tax benefit)	Drop your stepchild(ren) Start or increase coverage for your child(ren) Stop or decrease coverage for your child(ren)
Optional AD&D	Start or increase coverage Stop or decrease coverage at any time
Optional Long-Term Disability (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) Stop or decrease coverage

Questions?

Call the Northrop Grumman Benefits Center at:

1.800.894.4194