Benefit Changes

Benefit	What Happens to Your Benefits
Medical and Dental Plans	Coverage continues for the duration of your approved leave up to 24 months, provided you make any required contributions

Benefit

What Happens to Your Benefits

Health Care Flexible Spending Account

If you are on an unpaid leave, you can continue to make contributions on an after-tax basis through COBRA. If you stop making contributions, you will be reimbursed for expenses incurred for only that period during which you made contributions.
If you are receiving a paycheck from the company during your leave, your contributions continue. Claims that you incur after your participation ends are not eligible for reimbursement. You have 180 days from the end of the benefit plan year to submit expenses incurred before your participation ends

Dependent Day Care Flexible Spending Account

If you are on an unpaid leave, your before-tax contributions stop and participation ends. You have 180 days from the end of the benefit plan year to submit expenses incurred before your participation ends

Benefit	What Happens to Your Benefits
Basic Life	Coverage continues for the duration of your approved leave up to 24 months
Basic AD&D	Coverage continues for the duration of your approved leave up to 24 months
Basic Long-Term Disability	Coverage continues for the duration of your approved leave up to 24 months
Employee Optional Life	Coverage continues up to 24 months. For the first six months, you must continue to make your optional life contributions. After six months, and once you are approved for waiver of premium, your contributions are waived
Spouse Optional Life	Coverage continues for the duration of your approved leave up to 24 months, provided you make any required contributions
Child(ren) Optional Life	Coverage continues for the duration of your approved leave up to 24 months, provided you make any required contributions
Optional AD&D	Coverage continues for the duration of your approved leave up to 24 months, provided you make any required contributions
Optional Long-Term Disability	Coverage continues up to 24 months. For the first six months, you must continue to make your LTD contributions. After six months, and once you are approved for LTD benefits, your contributions are waived
Business Travel Accident Insurance	Coverage stops on the date your leave begins